Investing Opportunity in 2026, Explained by Felix Prehn

Central banks, usually the most cautious investors in any market, are steadily buying gold and reducing what they have in crowded tech stocks.

Regular investors without a plan tend to do the opposite during unstable market conditions: they either panic and sell after prices have already dropped, or they do nothing while large investors buy at lower prices.

The two choices result in regular investors paying higher prices, or missing the purchase, while large investors acquire assets at lower prices.

Central banks buy gold for a specific reason: gold keeps its value even as the dollar loses value. The next section explains why the dollar keeps losing value in the first place.

Inflation is usually described as prices going up. Felix Prehn describes it differently: the value of your money is going down.

The numbers in your bank account stay exactly the same, but what the money can buy goes down a little every year. In 1913, $3 bought what about $100 buys today. Meaning: the dollar has lost 97% of its buying power since then.

If most of your savings are in cash, or your income is a fixed salary, inflation is quietly reducing what the money is worth, no matter how much you manage to put aside.

Property, gold, and pricing-power companies tend to rise in value along with inflation, or faster, so they are better alternatives.

Felix Prehn expects the rising oil prices mentioned earlier to increase food, delivery, and rent costs over the coming months. Those cost increases add more pressure on cash and fixed salaries.

The $40 Trillion Debt Behind The Inflation Problem

The US government owes $40 trillion, and interest payments alone cost roughly a billion dollars every few hours just to stop the debt from growing further.

A government owing such a large sum has three choices: cut spending, raise taxes, or let inflation quietly reduce the debt's real value. Felix Prehn says governments consistently choose the third option. The option lets politicians avoid losing their jobs.

It's also not a new approach. After World War II, the US owed more debt relative to the size of its economy than it does today, and the government reduced the debt over 20 years by keeping interest rates low and letting inflation lower it further.

The government's debt is not the only source of risk to your money right now. A separate problem, building inside the stock market itself, is adding to it.

The NASDAQ, the index tracking many of the largest technology companies, just had its worst July in 24 years.

Part of the reason: some of the biggest tech companies have started lending money to their customers. One major chip maker is directly helping to fund its customers' data center projects, so the buyers can then use the funding to buy even more chips from the chipmaker.

Money moves between the same small group of companies, and once investors started asking who pays for it, confidence in the group fell, and stock prices in the technology sector dropped.

The same market drop that affected tech stocks also hit a group of companies in a different way: rising demand and rising prices, but stock prices falling anyway.

Samsung, SK Hynix, and Micron make most of the memory chips used in phones, laptops, and data centers, and the price of them rose by almost 700%.

Data centers now use about 70% of the world's memory chip supply, up from about 25% a few years ago, and supply hasn't kept up with the demand.

Yet all three companies saw their stock prices fall during the recent market drop, because during a widespread market drop, investors tend to sell every holding at once. The sell-off includes businesses with genuine demand for what they make.

A war raising oil prices, a stock market having its worst month in over two decades, and a memory chip price increase aren't three separate problems.

They're three results of one cause: a government managing a $40 trillion debt by letting the dollar's value fall, at the same time a small group of companies is creating extra risk through its lending.

People who understand the cause are moving their money into property, gold, and pricing-power companies to help achieve their financial goals and manage risk.

People who don't are left with cash and index funds concentrated in a handful of tech stocks. Their money loses value from a falling dollar, and they're unaware.

Felix Prehn's Goat Academy, run with a group of retired Wall Street mentors, has taught investment strategy to more than 20,000 people over the past six years. The program covers investment opportunities as they come up. A free bonus research report covering everything in the post is available at no cost at felixfriends.org/reset.

Frequently Asked Questions

Can regular investors change the system causing the problem?

Felix Prehn says protesting or switching to a different economic system doesn't fix the underlying issue. His focus stays on deciding where to put your money within the system as it exists.

Does Felix Prehn's investment strategy include mutual funds or bonds?

No. The strategy covers cash, gold, property, and pricing-power companies. Mutual funds and bonds aren't part of the framework described.

Should I get investment advice from a bank or financial planner before making changes?

Felix Prehn isn't a financial adviser and doesn't guarantee any investment return. Consultation with a financial professional at your bank or credit union is a personal decision you'll have to make, depending on what you hope to achieve.

Does the free research report cover more than what's in the post?

Yes. The report at felixfriends.org/reset covers everything discussed here, plus extra detail not included in the post.

Does Felix Prehn's strategy involve asset allocation in many asset classes?

No. Felix Prehn's strategy sets a fixed structure in a small number of asset types, not a spread in many different asset classes.

Are actively managed funds part of Felix Prehn's investment strategy?

No. The strategy is built around holding property, gold, and pricing-power companies, along with one specific index fund. Actively managed funds are not part of the strategy described.

Video published on July 30, 2026