A regional war shut down a narrow stretch of sea that carries much of the world’s daily oil supply, and the price of oil went up. The biggest US technology companies had their worst trading stretch in over 20 years. And the price of memory chips, the kind found in phones, laptops, and data centers, rose by almost 700%, even while the companies making them watched their own stock prices fall.

Estimated read time: 6 minutes

Investing Opportunity in 2026, Explained by Felix Prehn

Felix Prehn, an economist and former investment banker, says one problem lies behind all three events. You need to understand the problem to see the investment opportunities in it.

The post covers Felix Prehn’s investment strategy for current market conditions, why he built it, and the moves he’s making with his money right now.

Key Takeaways

• An investment strategy with three parts protects savings from a shrinking dollar and directs you toward companies with pricing power.
• Central banks and other large investors are buying gold and reducing their funds in crowded stocks.
• A typical index fund is now mostly a bet on ten tech companies, not a spread of different assets.
• Cash investments lose real value every year through inflation.
• A $40 trillion US government debt is the root cause of the current problem affecting your money.
• Governments have used the same approach before, after World War II, to reduce a large debt without paying it off directly.
• Big tech companies lending money to their customers contributed to the recent drop in the stock market.

Felix Prehn’s Investment Strategy For Today’s Market

Felix Prehn’s investment strategy has three parts, and none of them require a lot of capital or years of experience to start investing.

Keep some cash, but not too much. Three to six months of household bills, kept in cash investments, is enough money to cover unexpected expenses without selling an investment. Cash beyond six months of expenses loses value over time, because inflation reduces what it can purchase.

Have assets that keep value when the dollar weakens. It includes hard assets like real estate and gold, plus what Felix Prehn calls pricing-power companies: businesses that can raise prices and customers still buy from them anyway.

The plan focuses on assets that keep value. He uses the Winston app to screen for pricing-power companies. The app filters companies by a “moat” score, meaning how well a company can defend its market position and prices against competitors. A free trial of the app is available for anyone weighing their investment choices.

Buy the businesses the whole system depends on, not the company trying to win a race. The approach means buying the payment systems and exchanges every company in a sector needs, instead of betting on which individual stock will come out on top.

Felix Prehn teaches the investment strategy in more depth at a free live seminar called the 10X Summer. The seminar runs two hours at 10xsummer.com and covers the specific index fund he’s currently buying.

What Large Investors Are Doing With Their Money Right Now

Central banks, usually the most cautious investors in any market, are steadily buying gold and reducing what they have in crowded tech stocks.

Regular investors without a plan tend to do the opposite during unstable market conditions: they either panic and sell after prices have already dropped, or they do nothing while large investors buy at lower prices.

The two choices result in regular investors paying higher prices, or missing the purchase, while large investors acquire assets at lower prices.

Central banks buy gold for a specific reason: gold keeps its value even as the dollar loses value. The next section explains why the dollar keeps losing value in the first place.

How Inflation Quietly Reduces The Value Of Your Money

Inflation is usually described as prices going up. Felix Prehn describes it differently: the value of your money is going down.

The numbers in your bank account stay exactly the same, but what the money can buy goes down a little every year. In 1913, $3 bought what about $100 buys today. Meaning: the dollar has lost 97% of its buying power since then.

If most of your savings are in cash, or your income is a fixed salary, inflation is quietly reducing what the money is worth, no matter how much you manage to put aside.

Property, gold, and pricing-power companies tend to rise in value along with inflation, or faster, so they are better alternatives.

Felix Prehn expects the rising oil prices mentioned earlier to increase food, delivery, and rent costs over the coming months. Those cost increases add more pressure on cash and fixed salaries.

The $40 Trillion Debt Behind The Inflation Problem

The US government owes $40 trillion, and interest payments alone cost roughly a billion dollars every few hours just to stop the debt from growing further.

A government owing such a large sum has three choices: cut spending, raise taxes, or let inflation quietly reduce the debt’s real value. Felix Prehn says governments consistently choose the third option. The option lets politicians avoid losing their jobs.

It’s also not a new approach. After World War II, the US owed more debt relative to the size of its economy than it does today, and the government reduced the debt over 20 years by keeping interest rates low and letting inflation lower it further.

The government’s debt is not the only source of risk to your money right now. A separate problem, building inside the stock market itself, is adding to it.

The Circular Money Problem Behind The Tech Stock Drop

The NASDAQ, the index tracking many of the largest technology companies, just had its worst July in 24 years.

Part of the reason: some of the biggest tech companies have started lending money to their customers. One major chip maker is directly helping to fund its customers’ data center projects, so the buyers can then use the funding to buy even more chips from the chipmaker.

Money moves between the same small group of companies, and once investors started asking who pays for it, confidence in the group fell, and stock prices in the technology sector dropped.

The same market drop that affected tech stocks also hit a group of companies in a different way: rising demand and rising prices, but stock prices falling anyway.

Why Memory Chip Prices Rose While The Companies Making Them Fell

Samsung, SK Hynix, and Micron make most of the memory chips used in phones, laptops, and data centers, and the price of them rose by almost 700%.

Data centers now use about 70% of the world’s memory chip supply, up from about 25% a few years ago, and supply hasn’t kept up with the demand.

Yet all three companies saw their stock prices fall during the recent market drop, because during a widespread market drop, investors tend to sell every holding at once. The sell-off includes businesses with genuine demand for what they make.

What The Situation Means For Your Money

A war raising oil prices, a stock market having its worst month in over two decades, and a memory chip price increase aren’t three separate problems.

They’re three results of one cause: a government managing a $40 trillion debt by letting the dollar’s value fall, at the same time a small group of companies is creating extra risk through its lending.

People who understand the cause are moving their money into property, gold, and pricing-power companies to help achieve their financial goals and manage risk.

People who don’t are left with cash and index funds concentrated in a handful of tech stocks. Their money loses value from a falling dollar, and they’re unaware.

Felix Prehn’s Goat Academy, run with a group of retired Wall Street mentors, has taught investment strategy to more than 20,000 people over the past six years. The program covers investment opportunities as they come up. A free bonus research report covering everything in the post is available at no cost at felixfriends.org/reset.

Frequently Asked Questions

Can regular investors change the system causing the problem?

Felix Prehn says protesting or switching to a different economic system doesn’t fix the underlying issue. His focus stays on deciding where to put your money within the system as it exists.

Does Felix Prehn’s investment strategy include mutual funds or bonds?

No. The strategy covers cash, gold, property, and pricing-power companies. Mutual funds and bonds aren’t part of the framework described.

Should I get investment advice from a bank or financial planner before making changes?

Felix Prehn isn’t a financial adviser and doesn’t guarantee any investment return. Consultation with a financial professional at your bank or credit union is a personal decision you’ll have to make, depending on what you hope to achieve.

Does the free research report cover more than what’s in the post?

Yes. The report at felixfriends.org/reset covers everything discussed here, plus extra detail not included in the post.

Does Felix Prehn’s strategy involve asset allocation in many asset classes?

No. Felix Prehn’s strategy sets a fixed structure in a small number of asset types, not a spread in many different asset classes.

Are actively managed funds part of Felix Prehn’s investment strategy?

No. The strategy is built around holding property, gold, and pricing-power companies, along with one specific index fund. Actively managed funds are not part of the strategy described.

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Video published on July 30, 2026

Disclaimer

The content on the website is for informational and educational purposes only. It does not constitute and should not be construed as financial or investment advice or an offer to purchase or sell securities. The content is not personalized or tailored to a specific person or group of persons, nor to their personal investment or financial needs. You should consult a financial adviser or other investment professional authorized to provide investment advice. Investing comes with risks, including the risk of loss. Presentations of trades made by Goat Academy or its personnel are not a guarantee that any investment decision made by a student will be successful. Past performance is not a guarantee of future performance.